Revolving cards
Bill-pay checklist
Notes for this month
By category
Transactions
To $250K, then Fidelity
Your team
Contributions
Statement notes paste Synchrony or Altruist figures here
The course
Net worth over time
Pace
Snapshots
By source this year
By month
Cut list subscriptions, largest first
Tax reserve check
Where it went
Personal and business
Largest charges
Add a statement
What is loaded
Backup
How categories are assigned
Profile
Linked Accounts
Edit account
The balance is not edited here.
Notifications
No push and no email. These switches only change what the Dashboard flags.
Categories
These are the categories a charge can land in. Add one if the built-in list is missing a label you use.
Membership
No plan
Highwater does not charge a monthly fee and does not take a cut of a bill. There is nothing to upgrade and nothing to cancel.
Transaction Rules
Built-in rules stay. A rule you add runs after transfers, so a transfer cannot be turned into spending.
Security activity
This login only. Event and time. Nothing here can be edited.
Terms of Service
This is your household ledger. It is not a bank, not a broker, and not tax advice. Tomi Plan, Mike Ross, and Valley Tax still make those calls.
Privacy Policy
Each login has its own books. Bank sign-in happens on the bank’s window. The Plaid secret stays on the server and is never written into the page.